FAQsWhat if the bond-holder dies? Ownership of the bond passes to his or her estate. What if I want to withdraw my money before the bond matures? You can, provided another bond-holder is found to buy your bond. What guarantees are there? The investment is in a physical asset which is inspected every three months by a court official. There is a life policy on the company’s two buyer/shareholders, for the total value of all bonds issued. Is the value of my loan guaranteed 100%? You can fully guarantee the value of your loan by means of an Inventory Finance warrant for a monthly charge of 0.1%. Can I increase my bond? The bond amount may be adjusted at any time, but only in amounts of €50,000. Can I have my interest paid in wines? Yes, you can opt for “payment in kind” based on a list of wines which will be sent to you 30 days before your bond anniversary date. Can I visit the cellar and see the stock of wine? The cellar can be visited by our bond-holders at any time, if accompanied by one of Vinobilis’ managers. |