Investment and return

Vinobilis offers subscribers an investment in short-term bonds (3 years) or long-term bonds (6 years), at higher than market rates of yield.

• 3-year investment: annual rate of 4.85% net before tax
• 6-year investment: annual rate of 6.85% net before tax

The minimum initial investment is €50,000.

• no initial charge
• no management charge
• no storage charge
• no service charge

The capital invested is guaranteed by

• a physical inventory inspected every three months by a court official
• a life insurance policy on the two shareholder/buyers, with a Sum Insured equal to the total value of all bonds issued
• a 100% guarantee of the nominal bond amount in the form of an Inventory Finance warrant.